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Hunan province-owned first home purchases a minimum of Provident Fund loans 20%

Reporters learned from the provincial Housing Fund Management Center, the Center from November 1 this year, adjustments to the policy on personal housing accumulation Fund loan. First suit for the first time since the housing, housing accumulation Fund loan down payment shall not be less than 20%.
and remind of the Centre: prior to this loan information is received (input), the original provisions, does not enjoy the new policy.
adjustments: restored handle other centres in the province (including long, hope, Liu, Ning) paid workers purchasing their own houses in Changsha in a foreign loan, different loan policy reference center in Changsha loan implementation. Adjustment
II: the first suit for the first time since the housing, housing accumulation Fund loan down payment shall not be less than 20%.
directly under the Provident Fund Centre read: previous policies were "paid into the family housing fund loans to buy the first sets of ordinary housing, an area of 90 square meters (inclusive), proportion of housing accumulation Fund loan down payment shall not be less than 20%; type area is above 90 square meters, housing accumulation Fund loan down payment ratio shall not be less than 30%. "
adjust: the per capita floor space has not yet reached the city's per capita housing space standards, buy normal home, down payment reduced from 50% to 40%, still floating 10%.
directly under the Provident Fund Centre read: according to the Changsha City Bureau of statistics released in 2013, and city's per capita housing area of 41.42 square meters. After this adjustment, the per capita floor space below the standard, and to buy second homes, down payment will be reduced to 40%.
up on interest rates, now directly under the Provident Fund Centre 1-5 years personal housing accumulation Fund loan annual interest rate is 4%; 6-30 personal housing accumulation Fund loan annual interest rate is 4.5%. This floating 10%, 1-5-year rose to 4.4%, which rises to 4.95%.
regulation: apply for personal housing accumulation Fund loan to buy refined decoration housing, housing for a family suite, down payment shall not be less than 40%, the purchase of second homes for the family, down payment shall not be less than 50%. BACK
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